Skip to main content

Senior Credit Analyst

Job Description

A collective energy and ambition. A place where you can make a real difference.

We’re a company that genuinely cares about our people, our products, our consumers and the environment.

Our unique, informal culture champions courage, determination and collaboration. Knowing we have an open and supportive team means each of us has the freedom to take responsibility and ownership. We have a shared passion to work hard, innovate and push boundaries.

United by the belief that when we strive for growth, anything is possible. While we might not be the largest company in our industry, we believe we can have the biggest impact because: Together We Have the Power to Win.

Job location: Hybrid (Ewing, NJ / Home Office)
 

Role Summary

The Credit Analyst plays a pivotal role in driving the company's revenue growth and profitability. This is achieved by setting customer credit lines that balance sales requirements with the mitigation of bad debt risks, all while adhering to the company's payment terms. The role also significantly contributes to maintaining a positive free cash flow by ensuring the timely collection of outstanding accounts receivable (AR) balances.

Key Responsibilities

Credit Analysis:

  • Evaluate financial statements, credit reports from Contract Credit Agencies, economic data, and customer-provided information to establish or recommend credit limits for both new and existing customers in accordance with company guidelines and assigned approval limits.

Accounts Receivable Management:

  • Ensure the timely collection of AR balances and proactively identify and resolve delinquency issues.

Order Management:

  • Make informed decisions to hold or release customer orders that are automatically placed on credit block.

Data Integrity:

  • Maintain accuracy of customer account data, including billing addresses, credit limits, and payment terms.

Cross-Functional Collaboration:

  • Build and leverage relationships with various functional areas (Customer Service, Logistics, Sales, General Accounting, Internal Audit, IT) to address customer or process-related issues.

Staff Training:

  • Participate in the training of credit and collection staff.

Risk Management:

  • Analyze account portfolios to identify and mitigate risks, and provide management with relevant reporting and key performance indicators (KPIs).

Process Improvement:

  • Collaborate cross-functionally to facilitate policy and process improvements and resolve any policy or systems-related issues.

Advanced Reporting:

  • Utilize advanced reporting tools such as Power BI to generate insightful reports and dashboards that support data-driven decision-making and provide comprehensive visibility into credit and collection metrics.

Education and Experience

  • Bachelor’s Degree in Business Administration required, with a preference for Finance or Accounting concentrations.

  • 5+ years of relevant experience in credit and collections.

  • Experience with SAP or other ERP Credit & Collections software.

  • Experience in managing credit and collections for major retail customers.

  • Experience working in the Consumer Packaged Goods (CPG) industry is highly preferred.

Skills and Competencies

  • In-depth knowledge of financial statement analysis.

  • Strong analytical, problem-solving, and negotiation skills.

  • Ability to work independently with minimal supervision.

  • Excellent verbal and written communication skills.

  • Proven ability to work collaboratively in a team-based environment and interact effectively with internal and external customers.

  • Proficient in performing complex statistical analysis using advanced analytical tools

  • Advanced skills in Power BI and Microsoft Office Suite.

#piq

#LI-Hybrid

Church & Dwight is proud to be an Equal Opportunity Employer/Veterans/Individuals with Disabilities.

For more information on our company, our brands and our culture visit us at http://www.churchdwight.com/


Ourlocation Detail Page US Page Hero Image
Ourlocation Listingpage US Image

Role Location

United States

With corporate offices and major plants across the country, we’re building consumer products and connecting with global offices from the place where it all began.

Explore this location
DE&I

DIVERSITY EQUITY & INCLUSION At Church & Dwight

Church & Dwight strives to create an environment where everyone feels free to bring their authentic self to work every day.

We win when we respect every employee for who they are – regardless of gender, age, race, ethnicity, religion, disability, veteran status, sexual orientation or any other differences. We believe that our employees’ contributions are richer because of their diversity. We aim to be a diverse, inclusive and equitable company and are determined to build a culture where people have the power to win together.

Learn More
C&D 500X500 127563

CULTURE At Church & Dwight

We care - about our people, our products, our consumers and our environment. To honor these priorities, we’ve built our culture around the tenants of courage, determination and team spirit. We’re united by our small company feel and inspired by opportunities to make our mark.

Learn More
C&D 500X500 035

Equal Employment Opportunity for the Disabled At Church & Dwight

As an equal opportunity employer, Church & Dwight is committed to providing access and opportunities to individuals with disabilities. Applicants who require accommodation for accessibility to the online application system, the interview process, completing any pre-employment testing, or any other portion of application process, as a result of impairment from a medical or mental health condition, they may contact 877-809-8449 or email their resume and cover letter to jobs@churchdwight.com.     

To review Church & Dwight’s Equal Opportunities Employer Policy, click link below.

Learn More